When it comes to your health, nothing is more important than ensuring that you’ve got the right health insurance policy to keep you and your loved ones safe, secure, protected, and of course, healthy. In the United States, health insurance is one of the largest expenses for families and individuals throughout the country. Still, it’s one of the most important protections that you can invest in. Why? Because having health insurance when something goes wrong – or even when something goes right – could mean the difference between going broke and making a small monthly payment. Having the right plan ensures not only peace of mind, but also financial security.
Generally speaking, most people know that a crucial aspect of health insurance remains your adherence to an insurance provider’s network. By doing so, you can save even more money on bills – and that’s even before you hit your deductible. In other words, in-network healthcare providers are always cheaper than out of pocket, and that’s something that will bode well for your finances in the long run. As you might have noticed on your bills, insurance companies negotiate rates and fees specifically for in-network customers.
In addition to the points mentioned above, here are just a few excellent benefits that come along with most health insurance policies that you should consider when looking for a new plan or reevaluating your current one.
- A Gym Membership
While this isn’t the most common coverage that plans offer, some health insurance providers like UnitedHealthcare provide members with a nice discount towards a gym membership. Remember, health insurance providers want their members to remain as healthy as possible, and being physically fit is one way to ensure that. Check with your health insurance provider to see if they offer any exciting discounts on a gym membership.
- Free Preventative Care
With the COVID-19 pandemic, there’s been a lot of talk around a potential vaccine. Did you know that most insurance providers cover preventative care like vaccines, screenings, and routine check-ups? Not only will your health insurance cover you when you’re sick or injured, but it’ll cover the solutions in place to ensure that you don’t get sick.
- Most Pediatric Coverages Include Vision & Dental
For most health insurance providers, pediatric healthcare coverage includes vision and dental, which is a plus. For adults, you’ll be required to purchase separate dental and vision plans and policies unless they’re offered together as part of a comprehensive policy. But if you have children listed as dependents on your own plan, their vision and dental are likely covered.
eSource Health Is Your Health Insurance Expert
As you can see, these often unknown or overlooked benefits are quite substantial. And when it comes to the monthly premium that you’ll pay for your health insurance, it’s safe to say that every bill is well worth it. The best way to make sure you’re getting the most out of your health insurance is to contact an expert. eSource Health has a wealth of experience in the many aspects of health insurance and specialized coverage, so don’t hesitate to schedule a call with one of our local, expert agents to learn how the right plan can have both financial and wellness benefits for you and your family.